When it comes to condo investment financing, banks in Singapore are known for providing competitive mortgage rates to eligible buyers, making it more feasible for them to invest. Additionally, the use of CPF funds for property purchases helps local investors with managing initial payments and subsequent monthly installments. However, it is important for investors to be aware of the possibility of rising interest rates, as this could impact cash flow and overall returns. To mitigate such risks, many investors choose to include financial buffers and focus on long-term trends rather than short-term price fluctuations.
Furthermore, the 99-year leasehold tenure is a stable and well-regulated property ownership structure in Singapore. The government strictly regulates the development and management of leasehold properties, ensuring that they are well-maintained and managed. This provides buyers with peace of mind, knowing that their property will be taken care of and retain its value over the years. …
